Commercial Real Estate Lending

Past Event

Commercial Real Estate Lending

Real estate lending is often the most difficult type of lending to do right. There are numerous challenges in financing real estate, not the least of which is understanding the various types of real estate. This course walks through underwriting and structure of construction financing, investment real estate, investment real estate, multifamily, residential development as well as specialty use. We will walk through the cash flows, structure and appraisal considerations. The course also delves into various ownership structures of the real estate which are crucial in managing the credit risk by the lendeThis is the foundational class that does require experience in understanding financial statements, basic loan structuring as well as credit analysis skills.

PARTICIPANTS: Recommended for Credit Analysts, Underwriters and Commercial Bankers of all levels.

IN THIS COURSE, WE WILL COVER:

• Introduction to various real estate types and the risk they carry.
• Understanding the financial information that the borrowers will provide as well as the various documents that you will be required to have to completely review the project.
• Developing an organized process to correctly stage the underwriting, analysis as well as receipt of title work, appraisal and other documents to successfully complete the financing.
• Building the right financing structure to mitigate and balance the risk between the borrower and the bank
• Discusses the various ownership structures that you will see in real estate ventures.
• Exposure to early warning signs that the cash generating real estate may be in trouble.

ITEMS TO BRING: Pencils and Calculator. Fully charged laptop.

PRESENTER: Brad Stevens is the founder of Stevens Risk Management, LLC which specializes in credit training and consulting for both the finance and manufacturing industry. He has over 30 years of experience in banking ranging from building strong credit portfolios as a banker, leading both lending and credit departments, as well as navigating banks through tough credit times. Brad brings a unique hands-on experience to his training sharing real world examples that resonate with those in attendance at presentations.
 
ITEMS TO BRING: Pencils and Calculator. Fully charged laptop.

A minimum of 6 participants is required to hold this course.

REGISTRATION FEE:
(Includes: Course materials. Boxed lunch w/bottled water from Jimmy Johns. 5% service fee included.)

• RMA MN Chapter Affiliate - $315.00
• Non-Affiliate - $395.00

Please Note: An Affiliate of the Minnesota Chapter is an individual who has paid the 2023/2024 local chapter fee for the Risk Management Association. National Membership does not qualify for affiliate benefits at MN Chapter events.

CERTIFICATE OF ACHIEVEMENT: Survey participation is required to receive a certificate of completion for this course. Please take the time to complete two short surveys; one will be sent immediately after, and a second survey will be sent 30 days post-event.

QUESTIONS? Contact Brenda Ryan, Chapter Administrator at RMAmn@outlook.com.

Cancelation Policy

Cancellations (and no-shows) will not be refunded unless the instructor cancels the course.

If participant is unable to attend, the registration fee can be applied to a future RMA-Minnesota/Local course prior to end of term, 8/31/24) – must notify the chapter administrator notice 4 business days prior to course date.  Substitution is allowed, however any difference in the applicable registration fee will be requested based on replacement’s current affiliation status with the chapter.