Thank you to our Generous 2023/2024 Term Platinum Sponsors:


 Capitol Lien

Capitol Lien provides accurate and timely due diligence services to risk management professionals nationwide. Clients leverage our personalized customer support, user-friendly technology, and years of expertise to make decisions with confidence and build lasting strategic relationships. It is our goal to bring together the most pertinent results, from the best source, at the best value.  Depend on Capitol Lien when diligence is due!

For more information, please contact Lacy Larson.

Our Solutions:


 KLC Financial

Integrity. Depth of knowledge. Speed.
A premier finance company, KLC Financial, Inc. was founded in 1987. Headquartered in Minnetonka, MN, we lease and finance capital equipment and assets for businesses nationwide. KLC Financial is built on strong relationships with our customers, vendors and bank partners.

Our Mission:  To bring advantageous equipment finance solutions to our clients with integrity, depth of knowledge and speed.

For more information regarding KLC Financial, please contact Lesley Farmer or Allen Glynn.


Integrated Consulting Services

Financial peace of mind on-demand. Small business owners often have to wear multiple hats—but sometimes they just don’t fit. Financial issues arise and you know you need help, but budgets are limited, time is scarce, and expertise is low. You can’t afford a full-time CFO and you don’t want to engage a big firm with high prices and low commitment. Enter the fractional CFOs at ICS.

ICS steps up to provide on-demand financial expertise, leadership and peace of mind to help small businesses and entrepreneurs solve problems, seize opportunities and meet goals.  For more information regarding Integrated Consulting Services, please contact Cathy Sedacca. 


Messerli | Kramer
Founded in 1965, Messerli Kramer is a top-20 law firm in Minnesota, with offices in Minneapolis, St. Paul and Plymouth, along with satellite offices in Denver, Milwaukee and Omaha. We have a well- earned reputation within the business community of providing sound, reasoned and comprehensive legal advice. With an emphasis on building lasting relationships with our clients, our professionals take the time to listen and understand their legal issues within the larger framework of their business as a whole. Known for our dedication and responsiveness, our attorneys and staff are focused on finding pragmatic solutions and producing remarkable results for our clients.

Messerli Kramer serves individuals and businesses through three unique, yet complementary divisions:

  • Banking and Finance, Business Litigation, Corporate and Estate Planning, Commercial Real Estate, and Family Law (Minneapolis Office)
  • Consumer Credit and Collections (Plymouth Office)
  • Government Relations and Lobbying (St. Paul Office)



Pathward, N.A.’s Working Capital Finance team has been providing cash flow and term financing nationwide for over 25 years. With competitive pricing and quick turnaround, our sole focus is on tailored solutions that fit the unique needs of small and medium sized businesses.

Our Customers are In Growth Mode, In Acquisition Mode, In Turnaround / Retructure Mode.


  • Banking as a Service: Pathward is a federally registered financial institution that provides solid banking infrastructure, proven technology resource partners and high-energy collaboration to help our third-party partners deliver banking programs that meet their customers’ demands.
  • Commercial Finance: Pathward finances businesses when they need it most. With our wide range of financial solutions, companies can access the funds they need to support business growth.


  • Facility sizes up to $25 million
  • Asset-Based Lines of Credit
  • Ledgered Lines of Credit
  • Invoice Financing / Factoring

Our Structures provides Competitive Advance Rates:

  • Accounts Receivable: Up to 90%
  • Inventory: Up to 60% of cost - Up to 85% Net Orderly Liquidation Value
  • Equipment: Up to 90% of Net Forced Liquidation Value, Up to 80% of cost of new equipment
  • Commercial Owned Occupied Real Estate: Up to 55% Loan-to-Value with a first lien position
  • Often no financial covenants

EXPERTISE ACROSS INDUSTRIES including but not limited to:

  • Manufacturing • Distribution • Service • Staffing • Transportation
  • IT / Technology • Oil & Gas Services • E-Commerce

National Bank National Association (N.A.)

  • $3.3 Billion - Commercial Finance Portfolio
  • $793 Million - Working Capital Portfolio (as of 02/28/2023)

For more information regarding Pathward, please contact Andy Disch. 


Spectrum Commercial Finance

SPECTRUM Commercial Finance offers Asset-Based Loans and Accounts Receivable Financing services nationwide for companies needing $250,000 to $7 million.

At SPECTRUM, we are proud to help companies that are rapidly growing or going through turnaround or transition. We provide financing secured by Accounts Receivable, Inventory, Equipment and Real Estate without the covenants or other restrictions common in bank loans. SPECTRUM understands the challenges businesses face and has the expertise, experience, and flexibility to provide financing tailored to the specific needs of each company.

For more information on SPECTRUM, please contact Mark Schwieters or Ryan Baker.



RMA MN Chapter Sponsorship Opportunities: 

PLATINUM SPONSORSHIP (Term: 9/1/23 - 8/31/24)
Sign up to be a Platinum Sponsor for the Minnesota Chapter of the Risk Management Association, and your company logo will be included on our chapter website, included on all email communications and displayed at all of our events... Benefits include one complimentary affliation for the term...PLUS so much more! 

As a sponsor of one of our chapter meetings, your company will have a unique opportunity to reach professionals who are in a position to both recommend your firm's services to their own institution and provide secondary referrals to their customers.  Please contact the contact the RMA MN Chapter Administrator for more information.

Our annual golf/networking event will take place on Monday, August 5 at Brookview Golden Valley.
This is always a FUN event and averages 60+ attendees.  Please click HERE for information or contact the RMA MN Chapter Administrator.  

Please contact the RMA Minnesota Chapter administrator or Andy Disch - Sponsorship Chair.
Other sponsorship opportunities will pop up as we plan our events for the term.  You can always contact Andy or the Chapter Administrator with any questions or ideas.

Thank you to our Generous Platinum Sponsors

Advance Your World