Assessing Cash Flow III: Beyond the Balance Sheet & Income Statement

Past Event

Assessing Cash Flow Three, Beyond the Balance Sheet and Income Statement digs deeper than just the analysis of the Balance Sheet, Income statement, and the UCA Cash Flow Statement. By using the inventory schedules, A/R and A/P aging reports, A/R schedule, sustainable growth, sensitivity analysis along with building a cash budget this course builds a context for assisting the client in figuring out the duration, timing and depth of any cash shortfall they will encounter.

Cash Flow III recognizes that more debt is not often the best option for the client or the bank. In these cases, instances you must work with the borrower, building a trust level as well as a knowledge level to assist them through a tough cash flow period. The idea of solving our client’s problem and not just pushing more financing on them as the only solution is presented.
This is the foundational cash flow class being offered by RMA-MN that sets the stage on continued learning

This Course Covers:

• Introduction of analysis of various ancillary reports beyond the balance sheet and income statement
• Addressing the core cash drivers
• Deficit analysis, Sensitivity analysis, Coverage analysis, Sustainable growth and its impact on cash flow
• Development of as Cash budget, A/R schedule, using aging reports and their analysis
• Understanding when financing becomes the least optimal response to a cash shortfall
• Recognizing the pitfalls that could jeopardize repayment
• Using a Case Study to Bring the Training to Life

ITEMS TO BRING: Pencils and Calculator. Fully charged laptop (Outlet may not be available)

PRESENTER: Brad Stevens is the founder of Stevens Risk Management, LLC which specializes in credit training and consulting for both the finance and manufacturing industry. He has over 30 years of experience in banking ranging from building strong credit portfolios as a banker, leading both lending and credit departments, as well as navigating banks through tough credit times. Brad brings a unique hands-on experience to his training sharing real world examples that resonate with those in attendance at presentations.

REGISTRATION FEE: (includes Jimmy Johns boxed lunch and bottled water)
(Please Note: The registration fee for this event includes a 5% processing fee.)

• $315.00 - Minnesota Chapter Affiliate Rate
• $393.75 - Non-Affiliate Rate

An Affiliate of the Minnesota Chapter is an individual who has paid the local chapter fee for the 2022/2023 term
(9/1/22 - 8/31/23). National Membership does not qualify for affiliate benefits at MN Chapter events.
If you are unsure of your affiliation status with the MN Chapter, contact the Chapter Administrator.

Special Offer: The RMA Minnesota Chapter will extend the affiliate rate to firms that register five or more non-affiliates to attend this course.  Please contact the Chapter Administrator to set up.

A minimum of 6 participants is required in order host this course

CERTIFICATE OF ACHIEVEMENT: Survey participation is required to receive a certificate of completion for this course. Please take the time to complete two short surveys; one will be sent immediately after, and a second survey will be sent 30 days post-event.

Cancelation Policy

Cancellations (and no-shows) will not be refunded unless the instructor cancels the course.

If participant is unable to attend, the registration fee can be applied to a future RMA-Minnesota/Local course (prior to 8/31/23) – must notify the chapter administrator notice 4 business days prior to course date.  Substitution is allowed, however any difference in the applicable registration fee will be requested based on replacement’s current affiliation status.