3 Day Course: Tuesday, June 8 – Wednesday, June 9 – Thursday, June 10
9:00 - 11:30am via Zoom
This course provides an informal process to move through the credit process and managing each step from prospecting to post close monitoring. The emphasis is on effectively communicating the credit risk associated with the client within the credit presentation.
Points on prospecting, building the request, analysis, structure and monitoring of the closed financing are all shared in the context of building the credit presentation properly. Expectations are set on various industries and loan types to assure that the qualitative analysis is complete. A full analysis of the cash to cash cycle, the cash cycle, using the right cash flow method, structuring debt, as well as management assessment is included.
The goal of the analysis is to boil down the presentation without losing effectiveness. If you cannot say it succinctly and get to the point, you do not understand it or do not believe in it. The key take away is the understanding that an Underwriter and Banker job is not making a loan, but managing credit risk.
This is a foundation course being offered by RMA-MN that sets the stage for further learning.
Course Coverage:
Recommended Participants: Credit Analysts, Underwriters and Commercial Bankers of all levels.
Needed Items: Pen/Pencil, Calculator, Fully Charged Lap and access to zoom
BRAD STEVENS is the founder of Stevens Risk Management, LLC which specializes in credit training and consulting for both the finance and manufacturing industry. He has over 30 years of experience in banking that included leading two banks out of troubled credit positions, identifying the deteriorating credits, working directly or with lenders in rehab and exit strategies as well as rebuilding the credit cultures to avoid future credit problems. As a banker Brad built strong credit portfolios based on the core approaches that he now shares in his training programs. Brad brings a unique hands on experience to his training sharing real world examples that resonate with those in attendance at presentations. He believes strongly in the philosophy of Making Banking Better through Bankers Training Bankers.
Certificate of Achievement Requirements:
Thursday, Jun 10, 2021
9:00 - 11:30am
Cancellations will be not be refunded unless the instructor cancels the course. If participant is unable to attend, the registration fee can be applied to a future RMA-MN local course. Substitutions are allowed as long as the chapter administrator is notified 24 hours prior to the course, however any difference in the applicable registration fee will be requested.