Financial Statement Analysis

Past Event

All business bankers must be able to assess the financial strengths and weaknesses of their borrowers, because it’s ultimately those strengths and weaknesses that drive their borrowers’ cash flow and repays their debts.

In this one-day seminar, participants will have the opportunity to understand, both intuitively and practically:

  • The four required steps of a financial statement analysis.
  • The questions that must be asked during a financial statement analysis.
  • The analytical tools that must be employed during a financial statement analysis.

The Focus: Understanding the FULL meaning of a financial statement analysis and the things that must be done in order to perform an in-depth financial statement analysis.

In this course, we will cover:

  • The four steps that must be performed during a financial statement analysis
  • The methods to assess the “quality” of each line on a firm's financial statements
  • The differences between compiled, reviewed, and audited financial statements
  • The important relationships that exist within a firm's financial statements and how to assess those relationships by using traditional ratios and common size analysis

Participants: All business lenders, credit analysts, loan reviewers, lending managers and bank presidents.

Instructor: John Reik of John Reik & Associates, a Minnesota based business training and consulting firm. John has presented numerous RMA seminars since 1986 and has been a lecturer and Assistant Professor of Finance at the University of Minnesota for over 40 years. He also was senior trainer and manager of Credit and Finance Education for U.S. Bank for 8 years.

Items to Bring: Pencils and Calculator.
Note: We are unable to guarantee enough outlets for everyone to charge phones.

Cancellation Policy: Cancellations received after 12/1 (and no-shows) will be charged the full applicable registration fee.



Thursday, Dec 7, 2017


8:30 am - 5:00 pm


Sunrise Banks, St. Paul

2525 Wabash Ave
2525 Wabash Ave
St. Paul MN 55114