Cash Flow Two

Date

Thursday, Feb 22, 2018

Time

8:30 am - 5:00 pm

Cost

  • Non-Affiliate: $375
  • Affiliate: $275.00
Register

Location

Anchor Bank, Apple Valley

Anchor Bank
14665 Galaxie Ave
Apple Valley MN 55124

 

Event Details

CASH FLOW II
Many cash flow courses, including Cash Flow I, focus more on the mechanics of the UCA® cash flow statement. Their goal is to understand the construction of this useful tool.

In contrast, Cash Flow II focuses on the analysis of the UCA® cash flow statement. Its goal is to understand how a UCA® format cash flow statement should be analyzed in order to obtain the most relevant and useful information that can be obtained from it.

The Focus: How to analyze a UCA® cash flow statement in order to generate helpful questions about, and derive useful information regarding, a potential borrower’s creditworthiness.

This is the second in a three-course series of cash flow classes being offered by RMA MN.

In this course, we will cover:

  • What the term "cash flow" really means to a banker
  • The four critical, basic analyses that should always should be performed on UCA® cash flow statements: cash margin, cash solvency, cash adequacy, and cash growth
  • The four critical, advanced analyses that should always should be performed on UCA® cash flow statements: deficit analysis, sensitivity analysis, coverage analysis, and balance analysis
  • The advantages and basic limitations of a UCA® cash flow statement
  • The standard vocabulary of a UCA® cash flow statement

Participants: All business lenders, credit analysts, loan reviewers, lending managers and bank presidents. Participants are assumed to have either taken Cash Flow I or acquired, through other means, a solid understanding of how a UCA® cash flow statement is constructed.

In addition, participants who plan to take Cash Flow III are assumed to have either taken Cash Flow II or acquired, through other means, a solid understanding of how a UCA® cash flow statement is both constructed and analyzed.

Instructor: John Reik of John Reik & Associates, a Minnesota based business training and consulting firm. John has presented numerous RMA seminars since 1986 and has been a lecturer and Assistant Professor of Finance at the University of Minnesota for over 40 years. He also was senior trainer and manager of Credit and Finance Education for U.S. Bank for 8 years.

Items to Bring: Pencils and Calculator.
Note: We are unable to guarantee enough outlets for everyone to charge phones.

Cancellation Policy: Cancellations received after 2/15 (and no-shows) will be charged the full applicable registration fee.

Contact For More Information

Brenda Ryan
RMA Minnesota Chapter Administrator
info@rma-mn.org / 763-486-7219

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