Cash Flow II 2017

Past Event

All business bankers must be able to assess the cash flow generation abilities of their borrowers, because it’s ultimately their cash flow that repays their debt.

Many cash flow courses, including Cash Flow I, focus on the mechanics of the UCA® format cash flow statement.  Their goal is to understand the construction of this useful tool.  In contrast, Cash Flow II focuses on the analysis of the UCA® format cash flow statement.  Its goal is to understand how a UCA® format cash flow statement should be analyzed in order to obtain the most relevant and useful information from it.  The focus of this seminar is on how to use a UCA® cash flow statement in order to generate helpful questions about, and derive useful information regarding, a company.

In this seminar, we will cover:

  • What the term "cash flow" really means.
  • How the critical basic and more-advanced analyses on UCA® format cash flow statements should be performed.
  • What the advantages and limitations are of the UCA® format cash flow statement.
  • What the standard vocabulary of the UCA® format cash flow statement really means.


PARTICIPANTS: All business lenders, credit analysts, loan reviewers, lending managers and bank presidents.

INSTRUCTOR: John Reik of John Reik & Associates, a Minnesota based business training and consulting firm.  John has presented numerous RMA seminars and has been a lecturer and Assistant Professor of Finance at the University of Minnesota for over 40 years.  He also was senior trainer and manager of Credit and Finance Education for U.S. Bank for 8 years.

ITEMS TO BRING: Pencils and Calculator.

PLEASE NOTE: A Minnesota Chapter Affiliate is an individual who has paid the annual RMA MN/Local Chapter fee for the 2016/2017 term.  National Membership does not qualify for affiliate benefits at MN Chapter events.

Questions? Contact Brenda Ryan, Chapter Administrator at or 763-486-7219



Wednesday, Mar 22, 2017


8:30 AM - 5:00 PM


The Colonnade Building

5500 Wayzata Blvd
Minneapolis Minnesota 55416