Understanding Cash Flow, Traditional and UCA - POSTPONED

Past Event

In light of the current coronavirus pandemic, we are postponing this education course.
Please keep watch for the rescheduled date.

*   *   *   *   *   *   *   *   *   *   *   *   *   *   *   *   *   *   *   *   *

Postponed...
Understanding Cash Flow, Traditional and UCA


EVENT DETAILS:

Understanding Cash Flow, Traditional and UCA focuses on the analysis of the UCA Cash Flow Statement and beyond. The goal is to understand the mechanics as well as the key analysis required to make the most of the information the financial statements provide. Building upon the analysis the banker will be able to develop the right questions for the borrower as to the “Why” behind the numbers that are being presented in both the Traditional Cash Flow model and the UCA Cash Flow Statement. By using the analysis correctly a determination can be made about the creditworthiness of the borrower. What pitfalls may exist that will jeopardize the repayment? The bankers will also be able to effectively use the tools presented to formulate the right structure for the debt being requested, increasing the probability of successful repayment as well as a satisfied client.

This is the foundational cash flow class being offered by RMA-MN that sets the stage on continued learning.

COVERAGE IN THIS COURSE:

  • Banker Cash Flow vs Borrower Definition
  • Core Cash Drivers of Every Company
  • Deficit Analysis, Sensitivity Analysis, Coverage Analysis, Sustainable Growth and its impact on Cash flow
  • Advantages and limitations of Traditional and UCA Cash Flow
  • Using Cash Flow Assessment as a basis for structuring both long term and revolving debt facilities

PARTICIPANTS: All business lenders, credit analysts, loan reviewers, lending managers and bank presidents.

INSTRUCTOR: Brad Stevens is the principal at Stevens Risk Management, LLC.  He is an accomplished credit trainer and bank consultant.  Brad has worked in the banking industry since 1986, being an associate of Jeff Judy for several years. Hired on as a Senior Credit Officer of two struggling banks, he successfully led the credit teams, correcting the deficiencies within their stressed loan portfolios. Prior to founding Stevens Risk Management, as a Relationship Manager, Brad built a loan portfolio of $42 million over ten years with a regional bank without experiencing a 30 day late payment.  Brad is an accomplished trainer who has taught nationwide, being a firm believer in the philosophy of Bankers Training Bankers.  Stevens Risk Management also consults with banks in building strong credit cultures, developing and implementing new credit policies, loan review, due diligence for acquisitions and work out services.

ITEMS TO BRING: Pencils, Calculator and a fully charged Laptop.
Note: We are unable to guarantee enough outlets for everyone to charge phones.

Your registration fee includes a box lunch with bottled water.

 

Date

Tuesday, Apr 14, 2020

Time

8:30 am - 5:00 pm

Location

The Colonnade Building


5500 Wayzata Blvd
Minneapolis Minneapolis 55416

 

Cancelation Policy

Cancellations (and no-shows) will be not be refunded unless the instructor cancels the course.  If participant is unable to attend, the registration fee can be applied to a future RMA-MN local course.  Substitutions are allowed as long as the chapter administrator is notified 24 hours prior to the course, however any difference in the applicable registration fee will be requested.

JOIN. ENGAGE. LEAD.