Cash Flow I 2017

Past Event

All business bankers must be able to assess the cash flow generation abilities of their borrowers, because it’s ultimately their cash flow that repays their debt.

In this one-day seminar, participants will have the opportunity to understand, both intuitively and practically, the construction of UCA® format cash flow statements.  Participants will then discuss basic analytical techniques that can be applied to these statements in order to assess creditworthiness.

THE FOCUS: The focus of this seminar is on understanding the meaning of, and the logic behind, cash flow and the UCA® cash flow statement, rather than on memorizing various mechanical rules of cash flow statement construction.

In this course, we will cover:

  • The meaning and importance of cash flow
  • Traditional cash flow calculations, limitations, and adjustments
  • The logic and mechanics of cash flow
  • Major cash flow lessons
  • Key cash flow statement questions that should always be asked for any cash flow statement
  • A review of the logic behind the UCA® cash flow statement format
  • Analysis options that are generally available using computerized software
  • A discussion of UCA® cash flow terms and their meanings

PARTICIPANTS: All business lenders, credit analysts, loan reviewers, lending managers and bank presidents.

INSTRUCTOR: John Reik of John Reik & Associates, a Minnesota based business training and consulting firm.  John has presented numerous RMA seminars and has been a lecturer and Assistant Professor of Finance at the University of Minnesota for over 40 years.  He also was senior trainer and manager of Credit and Finance Education for U.S. Bank for 8 years.

ITEMS TO BRING: Pencils and Calculator.
Note: We are unable to guarantee enough outlets for everyone to charge phones.

REGISTRATION FEE:     $275 - Minnesota Chapter Affiliates*                    $375 - Non Affiliates
*A Minnesota Chapter Affiliate is an individual who has paid the annual RMA MN/Local Chapter fee for the 2016/2017 term.  National Membership does not qualify for affiliate benefits at MN Chapter events.



Wednesday, Feb 22, 2017


8:30 AM - 5:00 PM